:root {
  --navy: #071821;
  --navy-soft: #0d2b3a;
  --paper: #f7f4ed;
  --white: #fff;
  --ink: #102530;
  --muted: #5d6d73;
  --gold: #e0b72f;
  --teal: #1bb4a6;
  --line: rgba(7, 24, 33, .14);
  --max: 1180px;
  --reading: 760px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.7; }
a { color: inherit; }
img { display: block; max-width: 100%; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 1rem; top: 1rem; z-index: 20; background: white; padding: .7rem 1rem; }
.site-header { background: rgba(7,24,33,.97); color: white; position: sticky; top: 0; z-index: 10; border-bottom: 1px solid rgba(255,255,255,.1); }
.nav { max-width: var(--max); margin: auto; min-height: 76px; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; gap: 2rem; }
.brand { display: flex; align-items: center; gap: .7rem; text-decoration: none; font-weight: 800; letter-spacing: -.02em; }
.brand img { width: 42px; height: 42px; border-radius: 10px; }
.nav-links { display: flex; align-items: center; gap: 1.4rem; font-size: .92rem; }
.nav-links a { text-decoration: none; color: rgba(255,255,255,.78); }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: white; }
.button { display: inline-flex; align-items: center; justify-content: center; background: var(--gold); color: #071821 !important; text-decoration: none; border-radius: 999px; padding: .78rem 1.1rem; font-weight: 800; line-height: 1.2; }
.masthead { background: var(--navy); color: white; padding: 92px 24px 80px; overflow: hidden; position: relative; }
.masthead::after { content: ""; position: absolute; width: 520px; height: 520px; right: -180px; top: -220px; border-radius: 50%; background: radial-gradient(circle, rgba(27,180,166,.28), transparent 68%); }
.masthead-inner { max-width: var(--max); margin: auto; position: relative; z-index: 1; }
.eyebrow { color: var(--teal); text-transform: uppercase; letter-spacing: .16em; font-size: .76rem; font-weight: 800; }
.masthead h1, .article-hero h1 { font-family: Georgia, "Times New Roman", serif; font-weight: 500; letter-spacing: -.04em; line-height: 1.03; margin: .6rem 0 1rem; }
.masthead h1 { max-width: 850px; font-size: clamp(3rem, 7vw, 6.2rem); }
.masthead p { max-width: 710px; font-size: 1.15rem; color: rgba(255,255,255,.72); }
.listing { max-width: var(--max); margin: auto; padding: 72px 24px 96px; }
.feature-card { background: white; border: 1px solid var(--line); display: grid; grid-template-columns: 1.15fr .85fr; min-height: 520px; box-shadow: 0 28px 80px rgba(7,24,33,.1); }
.feature-card img { width: 100%; height: 100%; object-fit: cover; }
.feature-copy { padding: clamp(2rem, 5vw, 4.5rem); display: flex; flex-direction: column; justify-content: center; }
.feature-copy h2 { font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 4vw, 3.5rem); line-height: 1.08; letter-spacing: -.035em; margin: .55rem 0 1rem; }
.meta { color: var(--muted); font-size: .88rem; }
.text-link { color: var(--navy); font-weight: 800; text-underline-offset: 5px; margin-top: 1rem; }
.article-hero { background: var(--navy); color: white; padding: 80px 24px 160px; }
.article-hero-inner { max-width: 980px; margin: auto; }
.article-hero h1 { font-size: clamp(2.8rem, 6.4vw, 5.8rem); max-width: 960px; }
.deck { color: rgba(255,255,255,.75); font-size: clamp(1.1rem, 2.2vw, 1.35rem); max-width: 760px; }
.article-meta { display: flex; gap: .7rem 1.4rem; flex-wrap: wrap; color: rgba(255,255,255,.62); font-size: .9rem; margin-top: 1.8rem; }
.hero-figure { max-width: var(--max); margin: -105px auto 0; padding: 0 24px; position: relative; }
.hero-figure img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; box-shadow: 0 30px 90px rgba(7,24,33,.25); }
figcaption { color: var(--muted); font-size: .78rem; margin-top: .7rem; }
.article-layout { max-width: var(--max); margin: 0 auto; padding: 72px 24px 104px; display: grid; grid-template-columns: minmax(0, var(--reading)) 260px; gap: clamp(3rem, 8vw, 8rem); justify-content: center; align-items: start; }
.article-body { font-size: 1.05rem; }
.article-body > p:first-of-type { font-family: Georgia, "Times New Roman", serif; font-size: 1.5rem; line-height: 1.55; }
.article-body h2 { font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 4vw, 3rem); line-height: 1.15; letter-spacing: -.03em; margin: 4.2rem 0 1.2rem; }
.article-body h3 { font-size: 1.2rem; margin: 2.4rem 0 .5rem; }
.article-body li { margin-bottom: .35rem; }
.pullquote { border-left: 5px solid var(--gold); margin: 3.4rem 0; padding: .5rem 0 .5rem 2rem; font-family: Georgia, "Times New Roman", serif; font-size: 1.7rem; line-height: 1.35; color: var(--navy); }
.pullquote cite { display: block; margin-top: .8rem; font: 800 .72rem/1.3 Inter, sans-serif; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.loss-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin: 2rem 0; }
.loss-card { background: white; padding: 1.35rem; border-top: 4px solid var(--teal); box-shadow: 0 10px 30px rgba(7,24,33,.07); }
.loss-card strong { display: block; margin-bottom: .5rem; }
.stat { background: var(--navy); color: white; padding: 2rem; margin: 2.5rem 0; display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.stat strong { display: block; color: var(--gold); font-size: 2.5rem; line-height: 1; }
.inline-figure { margin: 3.4rem -80px; }
.inline-figure img { width: 100%; }
.checklist { background: white; border: 1px solid var(--line); padding: 1.5rem 1.7rem; }
.sidebar { position: sticky; top: 110px; font-size: .84rem; }
.sidebar h2 { font-size: .75rem; text-transform: uppercase; letter-spacing: .15em; }
.sidebar ol { padding-left: 1.1rem; color: var(--muted); }
.sidebar a { text-decoration: none; }
.sidebar .button { margin-top: 1rem; width: 100%; }
.download-card { margin-top: 2rem; padding-top: 1.5rem; border-top: 1px solid var(--line); }
.download-card img { border: 1px solid var(--line); margin-bottom: .7rem; }
.source-note { border-top: 1px solid var(--line); margin-top: 4rem; padding-top: 1.5rem; color: var(--muted); font-size: .86rem; }
.cta { background: linear-gradient(135deg, var(--navy), var(--navy-soft)); color: white; padding: 72px 24px; }
.cta-inner { max-width: 900px; margin: auto; text-align: center; }
.cta h2 { font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 5vw, 4rem); line-height: 1.1; margin: .5rem 0 1rem; }
.cta p { color: rgba(255,255,255,.72); }
.site-footer { background: #041016; color: rgba(255,255,255,.62); padding: 36px 24px; }
.footer-inner { max-width: var(--max); margin: auto; display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; font-size: .82rem; }
@media (max-width: 900px) {
  .feature-card, .article-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; border-top: 1px solid var(--line); padding-top: 1.5rem; }
  .loss-grid { grid-template-columns: 1fr; }
  .inline-figure { margin-left: 0; margin-right: 0; }
}
@media (max-width: 680px) {
  .nav { min-height: 66px; }
  .brand { font-size: 0; }
  .brand::after { content: "JMG"; font-size: .92rem; }
  .nav-links a:not(.button) { display: none; }
  .masthead { padding-top: 64px; }
  .feature-card { display: flex; flex-direction: column; }
  .feature-card img { aspect-ratio: 4 / 3; }
  .article-hero { padding-top: 56px; padding-bottom: 120px; }
  .hero-figure { margin-top: -78px; padding: 0 14px; }
  .article-layout { padding-top: 48px; }
  .stat { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }